7 Best Short Term Investment Options In India
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While everyone need to be planning for long term investment, sometimes you may have money for short term investments. Which are the Top 9 Short-Term investment Options, where an investor can get highest returns? In this article, I would try to explore some of the top short term investment plans which can fetch you good returns for a tenure of 3 months to 3 years.
How to become Crorepati by investing in Mutual Funds with your small savings? Here is the list of top 9 short term investment options available now in One should review it based on their risk appetite and tenure before making the investment choice. Airtel Payment Bank provides upto 7. Even RBL Bank provides 5. These are good for low risk appetite investors who are willing to invest for 3 months to 1 year period. Liquid mutual fund invests in short term debt instruments which can be liquidated quickly, hence carry less returns compared to any other mutual funds.
However these are great funds if you want to park your money for short term or 1 month to 6 months. One of the best ways to invest money for short term is to invest in short term debt mutual funds. Short Term Funds invests in short term government securities, corporate securities and money market instruments.
These debt funds are good for investors who can take some risk as such funds invests in bonds, there could be some downside and willing to invest in 3 months to 1 year period.
These days, banks are reducing interest rates on the bank FDs. Banks like RBL Banks are offering 7. Fixed Maturity Plans in Mutual funds invest in short term to medium term securities and have maturity of years.
These FMPs would be issued by mutual fund companies almost every month. However one should note that we cannot redeem before the maturity period unless these are tradeable on stock exchanges.
If you do not want to invest in stock market or stock market related instruments like mutual funds and are short term savings options in india low risk investor, you can invest in post office term deposits. This is one of the best short term investment options for those who do not want to take any risk. Non Convertible Debentures are bonds issued by the companies for their working capital requirement.
Investors can invest in secured NCDs as they provide security to their principal by way of receivables, stocks short term savings options in india. There are several companies which offer fixed deposits for their working capital requirement. These companies willing to issue fixed deposits instead of taking bank loans as such loans carry high interest.
These are issued for 1 to 5 years tenure. Investing in years FD could be risky as we do not know how the performance would be there in medium term of years. Shriram Transport Finance FD scheme offer 8. Bajaj Finance FD Scheme offers 8. An arbitrage fund is a mutual fund which rides on the mispricing between the cash markets or spot markets on the one hand and derivatives or futures markets on the other.
These funds are tailor-made for risk-averse investors and are a safe option to park money when there is a persistent wobble in the market. Low risk investors can invest in these funds to get high returns. Top 9 short term investments indicated above may not be suitable for all investors.
They would depend upon the risk appetite and short term savings options in india of investment. Smart investors can invest these plans to get high returns on their short term investments. If you enjoyed this article, share it with your friends and colleagues through Face book and Twitter.
Your email address will not be published. Notify me of follow-up comments by email. Notify short term savings options in india of new posts by email. Short term savings options in india 9 Best Short Short term savings options in india Investment Options in While everyone need to be planning for long term investment, sometimes you may have money for short term investments. February 13, at 6: I want to Short term investment 5 lac. January 26, at 2: January 27, at 8: November 13, at 3: November 4, at 2: I am going to invest in such a fund that will give maximum return in least time.
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